Appraisal services for Arlington and Arlington County homeowners

See the top 7 reasons why Virginia homeowners use Marcia Novak & Associates, LLC:

Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
To challenge a property tax assessment in Virginia
To reduce a monthly mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
Review a different appraiser's report for verification
In the case of a divorce in the state of Virginia, when real estate property needs to be divided
To settle an estate in Virginia by determining the true market value of the real estate in question


	Do you own a house in or near Arlington? Do you need help deciding the value of your real estate? Contact Marcia Novak & Associates, LLC.

At Marcia Novak & Associates, LLC, we understand the unique needs of a homeowner looking for appraisal services. Our usual business clients get the appraisal process and the usual documents we provide. But as a consumer, you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Marcia Novak & Associates, LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value judgement than yours.

Challenge Arlington County's assessment of your property

If you live in a region that is declining or not appreciating as much as other homes close to yours, your local tax assessor may have your home overvalued. This only means you are most likely paying higher taxes than you should be paying. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from Marcia Novak & Associates, LLC is your number one weapon when challenging your property tax assessment.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. We are experts in helping clients just like you rid yourselves of unwanted PMI insurance.

Was your HELOC recently frozen?

If your house is near a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be annoying from a cash flow standpoint, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Marcia Novak & Associates, LLC can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Do you need a veteran appraiser to double-check your appraisal for precision, or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Marcia Novak & Associates, LLC can help you with that. While usually requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your home.